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Minimum Opening Balance:


  • $1,500.00 minimum opening balance
  • $2,500.00 minimum on SUPER NOW Accounts



Maintenance Fees:

NOW Account:


  • Minimum Daily Balance: Over $1,499.99
  • Maintenance Fee: No Charge
  • Minimum Daily Balance: Below $1,500.00 
  • Maintenance Fee: $10.00


SUPER NOW Account:


  • Minimum Daily Balance: Over $2,499.99
  • Maintenance Fee: No Charge
  • Minimum Daily Balance: Below $2,500.00
  • Maintenance Fee: $10.00




Account Features:
  • Available to individuals. 
  • Unlimited check writing
  • Statements mailed monthly
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Overdraft Protection (choose one of the following options):
    • Bounce Protection limit of $2000 or
    • NSF transfer from savings account, $10 fee per insufficient transfer (transferred in multiples of $100)


Interest Information:

Your interest rate and annual percentage yield may change at any time at our discretion. Click here for current rate information.