Club Checking

View Other Accounts Compare All Accounts


Minimum Opening Balance:


  • $200.00 minimum opening balance



Account Fees:


  • Basic Club - $8.00
  • Personal Club - $9.00
  • Family Club - $10.00
  • Basic Club (over age 55) - $4.00
  • Personal Club (over age 55) -  $5.00
  • Family Club (over age 55) - $6.00


Your specific Club account fee(s) will be charged monthly.


Account Features:
  • Available to individuals, not available to businesses, for profit corporations, or interest-bearing accounts.
  • Two boxes of First State Club checks per year at no charge
  • Unlimited check writing
  • Statements mailed monthly
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Overdraft Protection (choose one of the following options):
    • Bounce Protection limit of $600 or
    • NSF transfer from savings account, $10 fee per insufficient transfer (transferred in multiples of $100)