Rates





7/22/2014
TERM MINIMUM DEPOSIT  INT. RATE *APY
CD's:      
7 - 31 Days $ 2,500.00 0.05% 0.05%
32 - 90 Days 2,500.00 0.10% 0.10%
91 - 181 Days 2,500.00 0.15% 0.15%
182 - 364 Days 2,500.00 0.20% 0.20%
12 Months 1,000.00 0.30% 0.30%
18 Months 1,000.00 0.40% 0.40%
24 Months 1,000.00 0.55% 0.55%
30 Months 1,000.00 0.60% 0.60%
36 Months 1,000.00 0.70% 0.70%
48 Months 1,000.00 0.90% 0.90%
60 Months 1,000.00 1.20% 1.21%
All rates are simple interest(Interest may be added to CD each 3 months if maturity is 3 months or longer)
Compounded quarterly      
IRA'S      
3 Month - Fixed   0.15% 0.15%
6 Month - Fixed   0.20% 0.20%
12 Month - Fixed   0.30% 0.30%
18 Month - Variable   0.20% 0.20%
18 Month - Fixed   0.40% 0.40%
24 Month-Fixed   0.55% 0.55%
30 Month - Fixed   0.60% 0.60%
36 Month - Fixed   0.70% 0.70%
48 Month - Fixed   0.90% 0.90%
60 Month - Fixed   1.20% 1.21%
Super Money Market 2,500.00 0.11% 0.11%
Super Money Market 25,000.00 0.12% 0.12%
Super Money Market 75,000.00 0.15% 0.15%
Super Money Market 150,000.00 0.20% 0.20%
Money Market 2,500.00 0.11% 0.11%
Super Now 2,500.00 0.11% 0.11%
Now 1,500.00 0.10% 0.10%
Savings Account 100.00 0.10% 0.10%
The rate on your account may change at any time
* ANNUAL PERCENTAGE YIELD
For existing funds in this institution, the rate will be negotiable on balances of $100,000.00 or more on all the above disclosed CD/ IRA terms.
You may request a disclosure which contains the terms, fees, and rate information for deposit accounts you already have, or any that we may offer, at any time. Just ask Judy Davis or Cheri Jamison or Christy Whatley or Rosa Del Castillo or Vickie Higgins or Becky Eubank in New Accounts.  You may also contact them by telephone 903-693-6606.