Loans & Credit

We know that reaching your goals takes determination and strength. To assist you in your journey, First State Banks & Trust Co. offers a variety of loans at competitve rates.

Whether you are planning to buy a new car, buy a new home, or a grand vacation, First State Bank & Trust Co. has a loan for you. Below you'll find information about some of the popular loans we offer. To find out more or to apply for a loan, come by the First State Bank and speak to one of our loan officers today!

Auto Loans

Let us help get you into that new or used car of your dreams today! We offer personalized auto loans at competitive rates and flexible terms.

Come by for preapproval or after you have made your decision to finalize the deal!

Mortgage

Buying a new home can be one of the most exciting or frustrating events of your life. Let us help simplify your mortgage process and get you in that new home soon!
At First State Bank & Trust Company, we are happy to explain the procedure and help your through each step.

See one of our loan officers today for more information.

Personal Loans

Whatever the reason or need, call us for more information about a personal loan. With flexible terms and competitive rates, we can tailor a loan to help you accomplish your goals.

Home Equity Loans

If you own your home, you can use your equity to borrow money. In addition, home equity loans from First State Bank & Trust Company may be tax deductible as expenses on your income tax return.

Stop by the bank or call (903) 693-6606 to speak to one of our loan officers for details.

Credit Cards

We are proud to offer you a Visa or MasterCard. It comes with a low indroductory rate and benefits to the cardholder. Visa and MasterCard are accepted at millions of businesses and ATMs displaying the CIRRUS logo worldwide. You can take advantage of a Travel Rewards Program or a no annual fee option, plus a 25-day grace period on purchases.

See a new accounts representative to apply for your Visa or MasterCard today.