Customized Debit Cards

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Show your support for your school, or even use your own image!

School Cards
Customized Cards
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Debit Card

First State Bank & Trust Company is proud to offer the First State Debit Card. This great service is available to all eligible customers who have a checking account with us! You can use your card anywhere MasterCard® is accepted. But it's more than just a check card. The First State Debit Card is also your ATM card, so you can use it to withdraw, deposit or transfer funds 24 hours a day at our ATMs on West Panola Street or thousands of other ATMs worldwide*! It's an all-in-one card that is perfect for your busy life!

Traveling Across the Border or Overseas

If you intend to use your debit card abroad it is advisable to let us know your travel plans at least 24 hours in advance. Registering your trip will notify our transaction monitoring systems that you will be using your card abroad. This will significantly reduce the likelihood of your transactions being blocked. This will assure that you can use your First State Debit Card to make purchases worldwide, at any of the millions of places MasterCard® is accepted. 

Simple and Easy

Making purchases with your First State Debit Card is simple! No need to worry about keeping up with your checkbook and identification, you use your First State Debit Card just like a credit card.

Saves Your Time and Your Money

You'll never have to worry about running out of checks or spend your money reordering checks when you run out! The First State Debit Card does everything your checks can do plus more, without the paper checks and check printing fees!

Apply Now

Come to the bank and see a New Accounts representative to apply for your First State Debit Card today! You will receive your card within 10 days of approval, and you'll soon learn all the benefits of going checkless!

Five Reasons to Use Debit Card Instead of Credit Card

Today's purchasers rely almost entirely on plastic for the security, the rewards, and most importantly, for the short term loan. It's just easier and cleaner than cash. Using only credit cards does carry some risk, the biggest of which is irresponsible spending in the face of large interest rates.  Use debit, not credit. Come to the bank and see a New Accounts representative to apply for your First State Debit Card today. You will receive your card within 10 days of approval, and you'll soon learn all the benefits of going checkless!

Preview Available Card Designs

School Cards

Custom Cards

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* There is no fee for using your First State Debit Card at our First State Bank ATMs on W. Panola in Carthage; however, you may be charged a fee for using your First State Debit Card at any other ATM location.
MasterCard is a registered trademark of MasterCard International Inc.