First State Bank & Trust Company is proud to offer the First State Debit Card. This great service is available to all eligible customers who have a checking account with us! You can use your card anywhere MasterCard® is accepted. But it's more than just a check card. The First State Debit Card is also your ATM card, so you can use it to withdraw, deposit or transfer funds 24 hours a day at our ATMs on West Panola Street or thousands of other ATMs worldwide*! It's an all-in-one card that is perfect for your busy life!
Future credit and debit cards will contain an embedded computer chip to make your in-person credit and debit card transactions safer than ever before. Download this brochure to read what you need to know about the new debit and credit cards with computer chip technology.
If you intend to use your personal debit card abroad, let First State Bank know. Telling us in advance that you’re travelling will notify our transaction monitoring systems you will be using your debit card abroad which in turn will significantly reduce the likelihood of your transactions being blocked. Learn more from our FAQ's page.
Any combination of the following transactions will trigger an alert:
Authorizations greater than $200.00
5 or more transactions in a 24-hour period
Card not present (example: online purchases)
Transactions outside the cardholder's home state
Making purchases with your First State Debit Card is simple! No need to worry about keeping up with your checkbook and identification, you use your First State Debit Card just like a credit card.
You can use your First State Debit Card to make purchases worldwide, at any of the millions of places MasterCard® is accepted. It's great to use on trips, whether you're traveling to the next town or across the world!
You'll never have to worry about running out of checks or spend your money reordering checks when you run out! The First State Debit Card does everything your checks can do plus more, without the paper checks and check printing fees!
Come to the bank and see a New Accounts representative to apply for your First State Debit Card today! You will receive your card within 10 days of approval, and you'll soon learn all the benefits of going checkless!