It hasn't gone away, we simply do not ask for it upfront because of our new PassMark™ security feature. for more information, read on.
PassMark™ : A new way to prevent fraud
The Online Banking PassMark™ service is a quick and easy way to help prevent fraud and identity theft. First, it helps you recognize that you're at the valid Online Banking site at First State Bank & Trust Company, rather than a phony look-alike site. Secondly, it helps us verify your identity and prevent unauthorized access to your accounts.
PassMark™ is made up of three parts: an image (your PassMark™), a phrase (your Passphrase), and challenge questions that are secrets between you and First State Bank & Trust Company. All three parts help protect you, whether you're signing in to Online Banking at your own computer, or somewhere else.